Flood Insurance (available in Louisiana, South Carolina, North Carolina and Texas)
Are you protected from the #1 natural disaster in America? Flooding is more common than fires and can cause catastrophic damage that is costly to repair if you do not have flood coverage. While homes located in coastal areas and “high risk” zones are usually required to carry flood insurance, 25% of all flood claims are in “low risk” areas. Physical damage to your property from flood or rising water is not covered under a homeowner’s insurance policy and requires a separate flood insurance policy. A Lighthouse Flood insurance policy is specifically designed to cover flood damage including overflow of inland and tidal waters, mudflow, erosion along shoreline and rapid, unusual accumulation or runoff of surface water. Locate a Lighthouse Agent today to get your flood insurance quote.