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Homeowners Insurance (available in Louisiana, South Carolina, North Carolina and Texas)

Your home is your most valuable asset and should be protected. Homeowners Insurance offers financial and liability protection of your home and possessions. At Lighthouse, we understand the unique insurance challenges specific to Louisiana, Texas and the Carolinas, and we’re here to assist you in providing the right type of insurance coverage for your needs.

  • Property:
    • A Lighthouse Homeowners policy covers loss or damage to dwellings and contents, including those resulting from a hurricane, fire, lightning, windstorm, hail, explosion smoke, vandalism, and theft. It also covers your increased living expenses in the event your home is damaged after a loss and can’t be lived in.
  • Liability:
    • Our homeowner’s policy includes personal liability coverage which offers compensation for judgments, legal expenses, and medical costs when you are found liable for damages or injuries to others.